The Growth Rate and Ratio of Borrowers and Lenders on Prosper.com

Published by knix on November 1, 2007 12:21 am under prosper

Here are some nice charts displaying the number or borrowers and lenders and their ratios since the inception of Prosper.com. The data is derived from the Prosper API and keeps track of the member roles. If a member has multiple roles such as being both a lender and borrower, then one will be added to the total number of borrowers and lenders group. The data was polled every 4 weeks so the chart does not get too cluttered. This way, we can get a nice visualization of the growth rate and ratios for both groups. You can hover over the points with your mouse to see the exact count or ratio for the given date.

As the data suggests, there is good and steady growth of both borrowers and lenders on Prosper.com.

Although there was a slight decline in the ratio of borrowers to lenders, the chart seems to have flattened out and staying constant at just under 2. This means that for every 2 borrowers, there is about 1 lender on Prosper.com.If you have any requests regarding statistics that you would like to see, please let me know. If it’s feasible, I will try my best to make it happen.

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2 Comments so far

H.B on November 5th, 2007

Great tips, Great info, Great graphs!

Idea for a Graph: This is more of an ethnographic question on the borrowers.
I would be cool to know the split between loans for personal and business purposes. Personal loans would be more to pay off credit card, buy a car, etc
where business loans would be to start a business or to cover other business expenses. Is this possible?

H.B
knix on November 5th, 2007

Hi H.B.,

Thanks for the comment. Your idea definitely seems feasible and I will put it in my queue of ideas. I think what I would have to do is to parse the descriptions in the queries and filter using key words such as business, credit cards, debt, inventory, etc.

Hopefully, I can have this up